Talus, a fintech that provides payment processing and software services for businesses and resellers, has launched ReadyPoint, a mobile point-of-sale platform that combines payment acceptance with tools for business operations, inventory management, customer engagement and reporting. The application uses SoftPOS technology from Ingenico, a payments technology company that provides payment acceptance hardware and software, to let merchants turn NFC-enabled smartphones and tablets into payment terminals.
The approach is aimed at businesses that need to take payments away from a fixed checkout location, including mobile and field service companies, contractors and installers, automotive businesses, boutiques and specialty retailers. ReadyPoint supports NFC tap-to-pay, barcode scanning through the device camera, QR codes, payment links and manual card entry, while also allowing devices to be shared through authentication controls.
Ingenico’s SoftPOS technology uses the mobile device itself to accept contactless payments. Talus said the implementation uses PCI MPoC certified technology, a standard covering the security of mobile payment acceptance solutions that combine software and consumer devices.
The platform also includes dedicated merchant accounts and a digital merchant application with instant approval, onboarding and activation, according to Talus. CEO Kim Fitzsimmons said the account structure is intended to reduce exposure to risks associated with pooled merchant accounts.
“Dedicated merchant accounts and first-class support set ReadyPoint apart,” said Talus CEO Kim Fitzsimmons. “In payfac environments, one problematic sub-merchant can put others at risk of account shutdown. ReadyPoint’s digital merchant application, with instant approvals, onboarding and activation, reduce start-up time while helping merchants avoid pooled-risk exposure,” explained Fitzsimmons. “Resellers and their customers also receive responsive, knowledgeable support from U.S.-based payments professionals instead of hard-to-understand offshore agents, delayed or incomplete email replies, or scripted chat responses that miss the mark.”
The product is now available through Talus’ reseller channel following a soft launch. Independent sales organizations and sales agents can access pre- and post-sales support, Talus’ technology stack options and revenue-sharing programs, along with materials and training through the company’s Partner Hub.
For Ingenico, the project reflects a broader push toward mobile payment acceptance. Jaime Hawkins, Head of North America at Ingenico, said the partnership combines payment acceptance with mobile operations.
"At Ingenico, we see every customer interaction as an opportunity for merchants to create value," said Ingenico’s Head of North America Jaime Hawkins. "ReadyPoint reflects how strong partnerships can help businesses combine secure payment acceptance with the flexibility and mobility they need to operate more effectively. Together with Talus, we're helping merchants simplify operations, enhance the customer experience and adapt to the way commerce is evolving."
Talus plans to showcase ReadyPoint at the Western States Acquirers Association Annual Conference, scheduled for Sept. 15-17, 2026, in Palm Springs, California, where the company and Ingenico will meet with independent sales organizations and agents interested in joining the reseller channel.
