FV Bank, a U.S.-licensed digital bank offering traditional and digital asset banking alongside custody services, released a banking infrastructure product for financial technology companies. The Global Managed Accounts platform enables payment providers to operate financial products using direct accounts while maintaining control of their customer interface.
Financial technology companies construct their infrastructure by connecting separate banking systems to external payment and compliance vendors. This structure creates nested relationships that slow customer onboarding and restrict access to underlying data.
The new embedded system replaces these fragmented arrangements by providing eligible businesses and individuals with direct accounts managed through application programming interfaces. FV Bank processes the regulatory requirements in the background, including transaction monitoring and the information-sharing protocols required under applicable Travel Rule obligations.
“It can take years for a fintech company to navigate the banking, payments and compliance infrastructure needed to bring a financial product to market,” said Miles Paschini, CEO of FV Bank. “Global Managed Accounts gives our partners a faster way to launch, reach more customers and expand what they offer in domestic and international markets, while FV Bank provides the regulated accounts, payments and compliance infrastructure behind the scenes.”
The platform supports automated clearing house transfers and international wire payments in more than 40 currencies. It also processes stablecoin transactions, executing USDC and USDT transfers with 24/7 settlement across supported payment rails. Partners manage these activities through a dedicated portal or integrate the capabilities into their own software using the provided interfaces.
“Fintechs shouldn’t have to choose between a seamless customer experience and a clear, bank-managed compliance foundation,” said Nitin Agarwal, chief revenue officer of FV Bank. “We’re already onboarding fintechs to GMA, bringing accounts, domestic and international payments, and compliance infrastructure together on one platform. It gives our partners a more complete product while reducing the complexity of managing multiple banking and payment relationships.”
The embedded infrastructure system is available to approved blockchain enterprise clients and financial technology platforms. It follows the release of a stablecoin invoicing tool, marking the second product launched on the digital bank's expanded financial platform.
