South African merchants using payment terminals from Peach Payments will now be able to offer buy now pay later and retail credit options directly through their point of sale infrastructure following a new integration with PayJustNow.
The move brings PayJustNow’s payment options onto Peach Payments’ Digit Pro and Go devices, allowing retailers to process flexible payment transactions from the same terminal used for standard card payments rather than relying on separate workflows or printed QR codes.
Peach Payments, an African payment service provider, says the integration is intended to reduce friction at checkout as demand grows for alternative payment methods that allow consumers to spread payments over time.
“The solution announced today offers easy PayJustNow integration into existing Peach Payments POS terminals for merchants,” says Anine de Kock, Head of Partnerships at leading African payment service provider Peach Payments.
The integration changes how buy now pay later transactions are processed in store. Instead of customers manually entering payment amounts during checkout, transaction values are passed directly through the point of sale environment, reducing opportunities for human error while simplifying reconciliation processes for merchants.
PayJustNow, a South African flexible payments provider, says the system combines financing capabilities with risk management tools including fraud prevention and credit scoring within a single checkout flow.
“This single integration offers both a BNPL and a credit product. For merchants, this removes the need for static, printed QR codes, giving them frictionless access to PayJustNow’s base of over four million consumers,” says Daniel Hawkins, Executive Head of Marketing at PayJustNow.
The companies say the solution has been piloted with five merchants since early 2026 and is now being introduced to their broader merchant networks. The initial focus is on medium and large enterprise retailers.
Beyond payment acceptance, Peach Payments says its Digit Pro platform supports additional retail applications including stock management, loyalty programs and customized checkout workflows, positioning payment terminals as multi purpose retail devices rather than standalone transaction hardware.
The rollout reflects a broader shift in retail payments infrastructure, where merchants increasingly seek to consolidate payment acceptance, financing options and operational workflows into fewer customer facing systems.
